The upcoming presidential election is already dominating the news. While many people presume if theirpreferred candidate doesn’t win there will be negative economic fallout, more than 90 years ofeconomic history tells us something different.An Investopedia article, Investors’ Election Year Worries Could Be Overblown, Experts Say notes that itsown survey determined […]
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It’s a pivotal age for retirement planning — even if you aren’t ready to retire yet By Kimberly Lankford, Gone are the days when most people retired at 65, received a gold watch, then lived off their pension and full Social Security benefits. But 65 is still an important age […]
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by Gradient Investments Posted on February 12, 2024 There were several financial developments in 2023 that may have positive impacts on your 2024 financial strategy. U.S. News and World Report article, 7 Things Retirees Should Be Thankful for This Year nicely describes some of 2023’s positive financial news. The first […]
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Deciding when the time is right to retire can be difficult, but thankfully there are some common benchmarks and indicators that can help you determine that yes, you’re finally ready for your post-work life. An Investopedia article, 6 Signs That You’re Really Ready to Retire presents some helpful details. Your […]
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A June 2023 Forbes article, The Price is Right: U.S. Inflation Hits Two-Year Low in May a combination of higher interest rates, easing supply chain challenges, and more restrictive credit has helped ease inflation in 2023. As of this past May, the annualized rate of CPI inflation declined for the […]
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As you prepare for retirement, there are a number of things you can consider when making a budget. A U.S. News and World Report article, 10 Costs to Include in Your Retirement Budget offers up some useful ideas. Item number one is your housing, which is the largest expense for […]
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With an appropriate strategy, you may be able to reduce taxes on your retirement savings. Although financial services professionals don’t give tax or legal advice, a U.S. News and World Report article, 10 Ways to Reduce Taxes on Your Retirement Savings has some good information. Contribute to your 401(k) Simply […]
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Unfortunately, some people will be confronted with the challenge of losing their job shortly before theyplan to retire. It can certainly be a scary development, but one of the most important things you can dois not panic. A Kiplinger article, 4 Steps to Take if You Lose Your Job Near […]
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Given that we’re increasingly becoming a cashless society, the question of how much cash we should keep on hand is difficult to answer. A U.S. News and World Report article, How Much Cash Should I Keep on Hand, has some insights that may help you determine how much money you […]
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We believe it’s perhaps one of the most common question that retirees ask financial services professionals: How do I make my money last for my lifetime? An AARP article, 5 Tips to Make Your Money Last a Lifetime has some recommendations that many of you may find useful. Save enough […]
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