Given that we’re increasingly becoming a cashless society, the question of how much cash we should keep on hand is difficult to answer. A U.S. News and World Report article, How Much Cash Should I Keep on Hand, has some insights that may help you determine how much money you […]
Continue Reading
We believe it’s perhaps one of the most common question that retirees ask financial services professionals: How do I make my money last for my lifetime? An AARP article, 5 Tips to Make Your Money Last a Lifetime has some recommendations that many of you may find useful. Save enough […]
Continue Reading
As 2022 heads to the finish line, those receiving Medicare benefits have received a dose of good news. Medicare Part B premiums and deductibles will shrink next year because the program spent less than anticipated in 2022. Unfortunately, the cost cuts Medicare recipients will see in 2023 are smaller than […]
Continue Reading
For many Americans, a 401(k) is a huge part of their financial strategy. That’s because, for a lot of folks, a 401(k) and Social Security will be their primary sources of retirement income. But many people don’t understand how to max their 401(k). Let’s look at some of the ways […]
Continue Reading
Wondering when it’s an appropriate time to retire? Let’s look at some of the commonindicators that you may be ready to leave work for good. An Investopedia article, 6 SignsThat You’re Really Ready to Retire, has some terrific insights into this important subject. Have you reached your full retirement age? […]
Continue Reading
Wondering when it’s an appropriate time to retire? Let’s look at some of the common indicators that you may be ready to leave work for good. An Investopedia article, 6 Signs That You’re Really Ready to Retire, has some terrific insights into this important subject. Have you reached your full […]
Continue Reading
The horizon can tell us quite a bit about what’s coming. On a warm summer night, you can look out at the horizon to see if a storm is brewing and when you’re behind the wheel, you can keep your eyes on the horizon for signs of trouble. But we […]
Continue Reading
Though many financial experts had long been expecting it, when the news broke on May 4 that the Fed was raising the interest rate by a half point, it still felt like a thunder clap. According to a CNBC article, Here’s what the Fed’s half-point rate hike means for your […]
Continue Reading
While there’s nothing wrong with dreaming big about retirement, it’s important to remember that how you think about retirement is likely to change over time. No matter how your circumstances change, you’re likely to have four different phases of retirement. Phase One The first phase is the pre-retirement phase. This […]
Continue Reading
Provided by our strategic partner Gradient Investments For more market updates, subscribe to our YouTube channel! Click here to subscribe! Gradient Investments Weekly Talking Points 05/13/2022 All data is for the week ended May 13, 2022. Stocks The equities markets were again marked by increased volatility and sharp declines last […]
Continue Reading