Now that it’s common for families to have two wage earners, many married couples accumulate assets in separate accounts. They might each have savings in an employer sponsored plan and perhaps one or more IRAs as well. Two Wage Earners Nearly half of married couples include two wage earners. The […]
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Gift vs. Inheritance: Consider the Tax Difference
Most people do not pay income tax on assets they inherit, but if they later sell inherited assets such as appreciated securities and real estate, they may owe tax on the capital gains. The capital gain or loss is the difference between the selling price and the asset’s basis. Thus, […]
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Weekly Market Commentary
Gradient Investments Weekly Talking Points 04/12/2021 All data is for the week ended April 9, 2021.Stocks Stocks were mixed last week as large cap growth stocks – particularly technology – drove the gains. The S&P 500 rose 2.76%, the Russell 2000 declined 0.46% and the NADSAQ advanced 3.13%. International developed […]
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Does Your Portfolio Need A Second Opinion In This Time Of Uncertainty?
By Joe Vitale Have you been feeling stressed about your current investments or financial situation in general? Between a global pandemic, economic worries, and political uncertainty, it’s no surprise that we are seeing increased market volatility. All of this uncertainty may be causing you to wonder, “How will this affect […]
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Weekly Market Commentary
Gradient Investments Weekly Talking Points 04/05/2021 All data is for the week ended April 1, 2021. Markets were closed last Friday in observance of Good Friday.Stocks Stocks rose across all major global indices last week, with the benchmark S&P 500 rising 1.16% and the NASDAQ gaining 2.61%. The international developed […]
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Retirement Advice for Those Nowhere Near Retirement
It’s valuable to share insights and information with everyone who is on their journey to retirement — but it can be easy to focus more on those who are closer to retirement instead of earlier in their careers. So, here’s a look at some financial advice for younger workers. It’s […]
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Five Tips to Regain Your Retirement Savings Focus in 2021
In early 2020, 61% of U.S. workers surveyed said that retirement planning makes them feel stressed.1 Investor confidence was continually tested as the year wore on, and it’s likely that this percentage rose — perhaps even substantially. If you find yourself among those feeling stressed heading into the new year, […]
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Five Tips to Regain Your Retirement Savings Focus in 2021
In early 2020, 61% of U.S. workers surveyed said that retirement planning makes them feel stressed.1 Investor confidence was continually tested as the year wore on, and it’s likely that this percentage rose — perhaps even substantially. If you find yourself among those feeling stressed heading into the new year, […]
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Weekly Market Commentary
Gradient Investments Weekly Talking Points 03/22/2021 All data is for the week ended March 19, 2021. Stocks Stock market indices dropped across most of the globe as U.S. interest rates rose (see Fixed Income below). The S&P 500 slipped 0.74%, the Russell 2000 dropped 2.76% and the NASDAQ edged down […]
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Weekly Market Commentary
Gradient Investments Weekly Talking Points 03/08/2021 All data is for the week ended March 5, 2021. Stocks Stocks were mixed last week as interest rates rose, putting pressure on equities with higher valuations. The NASDAQ dropped 2.05%, the Russell 2000 edged down 0.38% and the S&P 500 rose 0.84%. Overseas, […]
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