November 2021 Newsletter







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You Can Be Both Frugal and Happy in Retirement

Frugal. It’s a word that some people wear like a badge of honor, and one that others dread. In fact, when building a retirement strategy, some people are working to avoid a retirement that requires them to be frugal.

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The Word Circus Comes Full Circle¹

The word circus has the same root as “circle” and refers to something round. Ancient Roman amphitheaters were thus called circuses, due to their shape, and circus arenas today are similarly spherical, with the leader commonly referred to as the ringmaster.

The most famous Roman amphitheater was the Circus Maximus, which operated for over 1000 years. It roughly translates to “big round place”.







A Map for Your Family

A will is an essential legal document that describes how your estate should be distributed upon your death. It is the basis for the probate process and can serve as a guide for your heirs.

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Pumpkin Pie White Chocolate Brownies

This dessert taste like brownies, white chocolate fudge, and pumpkin pie fell in love!

Get Cooking!

¹ https://listverse.com/2021/09/19/10-commonly-used-terms-from-ancient-rome/

Advisory services are offered through American Retirement Advisors, Inc., a Registered Investment Advisor in the state of Michigan. Insurance products and services are offered through American Retirement Solutions an affiliated company. American Retirement Advisors, Inc. and American Retirement Solutions are not affiliated with or endorsed by the Social Security Administration or any government agency.​